Share of Owner-occupied Homes Without a Mortgage


  • Thirty-two percent of homes are owned “free and clear” or without a mortgage according to the 2009 American Housing Survey
  • Of the over 76 million homes, over 24 million are owned without a mortgage
  • For more information:

Selma Hepp, Research Economist

Selma Hepp, Research Economist, regularly monitors and writes columns on latest academic research in housing and urban economics, foreclosures, international housing markets, and demographic trends. Selma also reports on federal and state metropolitan planning policy impacts.

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