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Mortgage Credit Lags Consumer Credit Recovery

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  1. What happens when you need to verify income… not so easy anymore … DTI… We should have always had these standards in the first place because it shows true capacity

    Homes should be looked at as cost of shelter to your own capacity to own the debt, not an investment first!

    http://loganmohtashami.com/2012/09/26/stop-crying-about-lending-standards/