Freddie Archive

Price Growth Foreshadows Important Change for Mortgage Borrowers

In the wake of the financial crisis, the national conforming loan limit was frozen at its 2007 level of $417,000. After nearly a decade of waiting, Federal regulators may finally be ready to raise that limit as well as...

Private Mortgage Insurance

 Buying a home with a down payment of less than 20 percent can be expensive, but it just got cheaper for some home buyers. Many private mortgage insurers have dropped the rates they charge high quality borrower. Combined with...

FHFA’s GSE Housing Goals are Targeting to Increase Affordable Housing Opportunities for Low-income Families in 2015-2017: A REALTOR® University Speaker Series

In a presentation in the REALTOR® University Speaker Series held recently, Dr. Paul Manchester presented the affordable housing goals for the government-sponsored enterprises, Fannie Mae and Freddie Mac, for 2015-2017.[1] FHFA’s housing goals for the GSEs pertain to increasing...

May Existing-Home Sales

NAR released a summary of existing-home sales data showing that May’s existing-home sales increased year over year for the 8th consecutive month, as sales reach the 5.35 million seasonal annual adjusted rate. May’s sales are the highest pace since...

Economic and Forecast Update (July 1, 2015)

View the forecast video, midyear forecast (July 2015) slides, and the full U.S. Economic Outlook on the Research & Statistics page. The Economy GDP growth was slightly negative in the first quarter but will pick up in the second half.  For the year...