Freddie Archive

Mortgage Purchase Applications, Home Prices

Each day the Research staff takes a look at recently released economic indicators, addressing what these indicators mean for REALTORS® and their clients. Today’s update discusses mortgage purchase applications and home price....

Successful Homeowners Since 2009

Good news: those who bought homes in 2009 and later have become one of the most successful groups of homeowners. Mortgage default rates have been exceptionally low. Bad news: the loan approval process has become so strict since 2009...

Mortgage Rates

Each day the Research staff takes a look at recently released economic indicators, addressing what these indicators mean for REALTORS® and their clients. Today’s update highlights mortgage rates....

Recent Lessons for the QRM

On October 1st, the loan limits at which the FHA, Fannie Mae, and Freddie Mac can finance and refinance loans were lowered in 669 counties across the US.[1] The result was dramatic and provides a valuable insight into the...

Past the Peak? Fannie and Freddie FICO Scores are Still High but Have Moved Lower

Weighted FICO scores among Fannie and Freddie mortgages eased a bit in the second quarter of 2011. While low credit score mortgages remain a small portion of mortgages, less than one percent, the share of mortgages to high-credit borrowers...