GSEs Archive

REALTOR® University Speaker Series: Dr. Nayantara Hensel

Dr. Nayantara Hensel, Associate Director of Policy and Research at the Federal Housing Finance Agency[1], gave an update on the status of the housing market in a presentation at the REALTOR® University Brown Bag Lunch Series recently.   A graduate...

Many GSE Loan Limits Will Rise for 2015

The FHFA has announced new loan limits for 2015. A number of counties and metro areas will see an increase in their loan limits in 2015, which is important in this tight credit environment. As prices rise with the...

Fannie and Freddie to Back Three Percent-Down Loans, Safely

Recently the FHFA announced that it would begin to allow the GSEs to finance loans with as little as 3% down payments.  This news was received with mixed reviews.  Some view it as an improvement in access for entry-level...

New Credit Models Could Help, Someday

The Fair Isaac Corporation recently introduced a new scoring model. The model could help to expand credit to first-time and minority groups. But there is a problem: Fannie Mae and Freddie Mac, who support the majority of the mortgage...

Latest Mortgage Purchase Applications

  The number of people applying for mortgages for a home purchase fell in the latest week by 3 percent from the prior week. From a year ago, activity is down by 12 percent. A negative hit to housing...