GSEs Archive

Mortgage Rates

Each day the Research staff takes a look at recently released economic indicators, addressing what these indicators mean for REALTORS® and their clients. Today’s update highlights mortgage rates....

Recent Lessons for the QRM

On October 1st, the loan limits at which the FHA, Fannie Mae, and Freddie Mac can finance and refinance loans were lowered in 669 counties across the US.[1] The result was dramatic and provides a valuable insight into the...

Conforming Loan Limits

The October 1st decline in the conforming and FHA loan limits reduced the size of loans that the FHA as well as Fannie Mae and Freddie Mac can finance. This change was made in an attempt to stimulate the...

Past the Peak? Fannie and Freddie FICO Scores are Still High but Have Moved Lower

Weighted FICO scores among Fannie and Freddie mortgages eased a bit in the second quarter of 2011. While low credit score mortgages remain a small portion of mortgages, less than one percent, the share of mortgages to high-credit borrowers...

Daily Economic Update: Fannie and Freddie Downgrade

Each day the Research staff takes a look at recently released economic indicators, addressing what these indicators mean for REALTORS® and their clients. Today’s update highlights Standard & Poor’s downgrade of Fannie Mae and Freddie Mac....