Homeownership Education & Counseling Archive

Helping Family with A Downpayment For Their Dream Home

Consumers across income and education brackets would greatly benefit from increased awareness and financial understanding on downpayment requirements needed to obtain a mortgage. In NAR’s September Housing Opportunities and Market experience (HOME) report, a quarterly index measuring consumer sentiment...
September 27, 2016

Uses of Home Equity Loans Show Benefits of Homeowership

According to the Census Bureau’s latest data, the U.S. homeownership rate edged lower to 63.1 percent in the second quarter of 2016, with the homeownership rates falling across all age groups. [1] This is the lowest rate recorded since...

Demographic Trend Lines in Housing: Exciting? Yes! Here’s Why

This year the Profile of Home Buyers and Sellers will hit its 35 year birthday.  A lot can happen in 35 years!  The benefit to collecting home buyer and seller data for 35 years is that demographic changes become...

Strategies for Aging in Place: Preparing for Tomorrow’s Housing Needs Today A REALTOR® University Speaker Series Presentation

America’s population is aging: in 2015, the 65 and over population accounted for about one in seven of the population; by 2030, this ratio will rise to one in five, and by 2060, the ratio will be nearly at...

Home Buying and Homeownership in High-Income Areas

By: Danielle Hale, Managing Director, Housing Research;  Hua Zhong, Data Analyst, and Nadia Evangelou, Research Economist In some parts of the United States, a $100,000 income would suffice to rank you among the area’s elites; in other parts of the country,...