conforming loan limits Archive

Lower Limits Could Affect Markets

In early September, the Federal Housing Finance Agency (FHFA), the entity that oversees Freddie Mac and Fannie Mae, gave notice that it would revise the conforming loans limits in an attempt to stimulate the private sector, specifically the private...

American Consumers Win

Each day the Research staff takes a look at recently released economic indicators, addressing what these indicators mean for REALTORS® and their clients. Today’s update discusses the higher loan limit reinstatement....

Conforming Loan Limits

The October 1st decline in the conforming and FHA loan limits reduced the size of loans that the FHA as well as Fannie Mae and Freddie Mac can finance. This change was made in an attempt to stimulate the...

New Loan Limits Impact The Middle Class

To attain a better understanding of the borrowers impacted by the reduction of the conforming loan limits in high cost areas, NAR Researched looked at FHA purchase originations data reported for the portion of 2011 prior to the change...

Sales Above the New Loan Limits

To better understand how the change in loan limits would impact local markets, NAR Research looked at FHA purchase loans originated between January 1, 2011 and September 30, 2011 (the last day prior to the new limits). Of the...