debt Archive

Student Loan Debt Hampering Home Buying: A Regional Perspective

The 2016 Profile of Home Buyers and Sellers survey is the second year we have collected data on the difficulty of saving for a down payment to buy a home and whether student loans were an impediment. In years...
November 29, 2016

New Conforming Limit Improves Financing from Coast-to-Coast

For the first time since 2006, the conforming loan limit will rise in 2017. This change is important in today’s housing market as it allows the financing market to expand to meet the growing needs of strong consumer demand...

NAR Survey Data: Student Debt and Saving for Downpayment Among Successful Home Buyers

Twelve percent of homebuyers found it difficult to save; for first-time homebuyers, 20 percent found it difficult to save. Of those who had a hard time saving, 43 percent of home buyers and 54 percent of first-time buyers reported...

Student Debt in the News: What It Means for REALTORS®

Student loans are one of the fastest rising sources of debt.  Student loans are of increasing concern in light of the regulations pertaining to qualified mortgages that require a consumer to have a debt to income ratio of no...

Total Consumer Debt Down but Student Debt Up

America’s economy is looking better and better with each passing day.  Not only is the housing market contributing to growth, but corporations are flushed with cash and consumers are steadily paying down their debts.  Moreover, the net exports are...