Delinquencies Archive

Turbulence in Lending, Not a Trend

The Federal Housing Administration (FHA) plays a critical role in the housing market by guaranteeing financing to underserved portions of the population and by providing support to the broader housing market during cyclical downturns. In late 2016, a measure...

Local Market Reports: 90-Day Delinquencies

The 90-day delinquency rate has begun to fall in many markets across the United States. Modest price growth in roughly half of the markets monitored by NAR Research coupled with declining unemployment rates have helped to draw down the...

Principle Reductions Grow

There were several interesting insights published in last week’s report from the Office of the Comptroller of the Currency. In particular, the share of loan modifications that incorporate principle reduction has grown steadily over the last year. Typically an...

Sales Above the New Loan Limits

To better understand how the change in loan limits would impact local markets, NAR Research looked at FHA purchase loans originated between January 1, 2011 and September 30, 2011 (the last day prior to the new limits). Of the...

Local Market Delinquency Rates

The 60-day delinquency rate in Baton Rouge is down over the 6-month period ending in May as well as compared to the same time in 2010. While the US shows a steadier and sharper decline, the national 60-day delinquency...