fha Archive

Mortgage Application Data (June 17th, 2015)

This blog post was written by La Shawn Skeete. La Shawn is a Summer Research Intern and is currently studying at The University of Maryland, College Park pursuing a degree in Economics. Seasonally adjusted mortgage loan applications decreased 5.5% from the week ending...
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June 19, 2015

Will Setting Clear Rules Help Expand Credit?

When lenders originate a loan, they often sell these loans to investors rather than holding the loans in their portfolios.  These investors set requirements for the loans they will buy and if those requirements are not met, they may...

REALTORS® Report Strong Market Outlook for Next Six Months Across All States

In the March 2015 REALTORS® Confidence Index Survey, REALTORS® reported they were increasingly more confident about the housing outlook in the next six months compared to the case in February and a year ago.[1] The seasonal uptick in market...

REALTORS® Are Upbeat About the Outlook in the Next 6 Months

Confidence about the outlook for the next six months improved across all property types, according to the February 2015 REALTORS® Confidence Index Survey. In the single family market, the REALTORS®  Confidence Index - Six-month Outlook  increased to 75 (72...

Lenders Pensive, But Warming to Government Overtures

It has become rarer for banks and lenders to hold the loans they originate.  One factor linked to tight credit is the process where loan investors force lenders to buy back mortgages they sold to the investor.  In this...