Financing Archive

Investor Soundness

In the wake of the housing crisis, vacation and investment buyers played an important role in sopping up excess inventory. As their participation wanes, the impact will vary around the country. Furthermore, deception and poor lending practices to some...

29 Percent of Sales Contracts in November 2016—January 2017 Had a Delayed Settlement

In the monthly REALTORS® Confidence Index Survey, the National Association of REALTORS® asks members “In the past three months, think of your most recent sales contract that was either settled/closed or terminated. Please explain how the deal concluded (settled, delayed,...

The Sources of Downpayments Among Different Buyer Types

Since 1997, the Profile of Home Buyers and Sellers has collected data on the sources of buyers’ downpayment for when they purchase a home. This year, 88 percent of all buyers financed their home and 98 percent of buyers...
December 6, 2016

64 Percent of Contracts Were Settled on Time

In reporting on their last contract that went into settlement or was terminated over the period June–August 2016, respondents indicated that 64 percent of contracts were settled on time, 30 percent had delayed settlement, and six percent were terminated,...

Half of Foreign Buyers Paid in Cash in April 2015—March 2016

Fifty percent of reported foreign buyers of U.S. residential property transactions were all-cash sales, according to NAR’s recently released 2016 Profile of International Activity in U.S. Residential Real Estate.   Non-resident foreign buyers tend to purchase in cash while...