Financing Archive

Lenders Note Impact of Higher FHA Fees

The mortgage market was buffeted by a number of changes in 2013 and 2014 among them higher fees at the FHA. NAR Research’ s second Survey of Mortgage Originators includes questions about the impact of changes to the FHA...

NAR Survey Data: Student Debt and Saving for Downpayment Among Successful Home Buyers

Twelve percent of homebuyers found it difficult to save; for first-time homebuyers, 20 percent found it difficult to save. Of those who had a hard time saving, 43 percent of home buyers and 54 percent of first-time buyers reported...

Sellers With Previous Foreclosure or Short Sale: Access to Mortgage Financing

Homeowners who had experienced a foreclosure or short sale are starting to return as homeowners, although access to financing is posing a constraint, according to information in the August REALTORS® Confidence Index Survey report. About 23 percent of respondents...

Lending Shifting, but Still Tight

The Federal Reserve released its survey of senior loan officers (SLOOS) earlier this week. On its face, the survey suggests a modest loosening of credit for prime and non-traditional lending. However, the picture is a little more mixed for...

Just How Big is the FHA?

The FHA has been in the headlines a lot recently. So have assertions regarding how large of a presence the institution has in the housing market. The FHA’s significance varies based on which benchmark you are measuring it next...