GSEs Archive

Private Mortgage Insurance

 Buying a home with a down payment of less than 20 percent can be expensive, but it just got cheaper for some home buyers. Many private mortgage insurers have dropped the rates they charge high quality borrower. Combined with...

Lenders Pensive, But Warming to Government Overtures

It has become rarer for banks and lenders to hold the loans they originate.  One factor linked to tight credit is the process where loan investors force lenders to buy back mortgages they sold to the investor.  In this...

Many GSE Loan Limits Will Rise for 2015

The FHFA has announced new loan limits for 2015. A number of counties and metro areas will see an increase in their loan limits in 2015, which is important in this tight credit environment. As prices rise with the...