Mortgage data Archive

Mortgage Rates

In each Economic Update, the Research staff analyzes recently released economic indicators and addresses what these indicators mean for REALTORS® and their clients. Today’s update discusses mortgage rates....

FHA’s Permanent MI Policy: Clever, but Still a Problem

When it was announced that the Federal Housing Administration would extend its mandatory monthly mortgage insurance premiums to a minimum of 10 years up to as long as the life of its 30-year loans depending on the size of...

Mortgage Credit Lags Consumer Credit Recovery

Consumer credit has been recovering, but mortgage lending continues to lag. Data from the Federal Reserve Board  shows that consumer credit debt is now higher than it was before the recession, while mortgage debt continues to decline. Based on...

Current Confidence Index for Single-Family Homes Steady

The majority of REALTORS® continued to report rising home prices and improving days on the market.  However, REALTORS®   reported that  the market remains hampered by a “demanding and rigid loan qualification process”  that  has made mortgage underwriting  “a nightmare” ...

Housing Starts, Mortgage Purchase Applications

In each Economic Update, the Research staff analyzes recently released economic indicators and addresses what these indicators mean for REALTORS® and their clients. Today’s update discusses housing starts and mortgage purchase applications....