Mortgage Rates Archive

How Recent Mortgage Rate Increases Affect Housing Affordability

Bond Yields and Mortgage Rates are Moving Up This week has been an eventful one for bond markets. Just before the election, ten-year yields began to increase from the 1.8 percent yield they had held somewhat consistently in the...

Low Mortgage Rates and the Housing Market: Pros and Cons

While low mortgage rates boost consumer buying power, the reason for the low rates could hold home buyers back. Economic forecasters and analysts have frequently missed the mark recently when forecasting interest rates. In general, forecasters and experts have...

April 2016 Housing Affordability Index

At the national level, housing affordability is down from a year ago as higher prices continue to outpace household income growth. Modestly lower rates and income growth have helped reduce the burden of higher home prices, but are not...

Mortgage Application Data (August 20th, 2015)

This blog post was written by La Shawn Skeete. La Shawn is a Summer Research Intern, and is currently studying at The University of Maryland, College Park pursuing a degree in Economics. Seasonally adjusted mortgage application volumes increased 3.6%...
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August 21, 2015

Mortgage Application Data (August 12th, 2015)

This blog post was written by La Shawn Skeete. La Shawn is a Summer Research Intern, and is currently studying at The University of Maryland, College Park pursuing a degree in Economics. Seasonally adjusted mortgage application volumes increased only...
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August 14, 2015