Qualified Mortgage Rule Archive

A Looming Renaissance in Special Financing?

Most REALTORS® are not familiar with the nuances of mortgage regulation … they are busy brokering real estate deals.  However, many noticed that it became more difficult to find funding for special clients two to three years ago.  The...

Spring Brings Renewal to Housing Finance

In the 6th Survey of Mortgage Originators, several important trends are highlighted that took shape in the 1st quarter of 2015 and bode well for the second half of 2015.  In addition, a number of policy issues loom on...

4th Quarter Mortgage Originators Survey

The Survey of Mortgage Originators for the 4th quarter of 2014, takes stock of the QM rule, a year after its introduction, as well as a number of policy issues and changes.  Respondents were asked their view of new...

Lenders Reserved on Some QM Lending

The qualified mortgage (QM) rule was implemented in January of 2014. It is the first of two rules that came from the Dodd–Frank Wall Street Reform and Consumer Protection Act that will impact the housing market. This law is...

Lenders Leery of non-QM Lending

The qualified mortgage (QM) rule was implemented in January of 2014. It is the first of two rules that came from the Dodd–Frank Wall Street Reform and Consumer Protection Act that will impact the housing market. This law is...