student loans Archive

Low Mortgage Rates and the Housing Market: Pros and Cons

While low mortgage rates boost consumer buying power, the reason for the low rates could hold home buyers back. Economic forecasters and analysts have frequently missed the mark recently when forecasting interest rates. In general, forecasters and experts have...

Sales to First-Time Buyers: 30 Percent of Sales in May 2016

The share of first-time home buyers accounted for 30 percent of residential sales in May 2016 (32 percent in April 2016; 32 percent in May 2015), according to the May 2016 REALTORS® Confidence Index Survey Report.[1] REALTORS® have reported that...

Federal Reserve Board Economists Present “On the Effect of Student Debt on Access to Homeownership” at a REALTOR® University Speaker Series

The rising level of student debt and the relatively high default rates for student loans have raised concerns about the impact on future homeownership among student borrowers. In a presentation at a REALTOR® University Speaker Series held recently, Federal...

NAR Survey Data: Student Debt and Saving for Downpayment Among Successful Home Buyers

Twelve percent of homebuyers found it difficult to save; for first-time homebuyers, 20 percent found it difficult to save. Of those who had a hard time saving, 43 percent of home buyers and 54 percent of first-time buyers reported...

Student Debt in the News: What It Means for REALTORS®

Student loans are one of the fastest rising sources of debt.  Student loans are of increasing concern in light of the regulations pertaining to qualified mortgages that require a consumer to have a debt to income ratio of no...